Borrowing on Skew gives you access to peer-to-peer capital, but it also comes with important responsibilities. Your lender is a real person—so trust, transparency, and follow-through matter.

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Here’s how to be a responsible borrower:

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• Understand your loan terms – You set the rate, duration, and repayment schedule. Once accepted, those terms are locked in.
• Interest is collected up front – You pay the full interest amount when the loan begins, so there are no ongoing interest payments.
• Repay the principal as agreed – You’re responsible for repaying the original loan amount (the principal) based on the schedule you selected.
• Protect your profile – Your borrower history is visible to future lenders. Staying on track helps you build trust and access better terms next time.
• Borrow within your means – Only borrow what you’re confident you can repay.

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Bottom line: Being consistent and honest helps you—and the entire Skew community—build a better financial future.