Collateral Requirements and Management

To borrow on Skew, you must provide collateral—this protects the lender and helps you secure fair loan terms.

Here’s how it works:

  • Approved assets only – Collateral must be in crypto or other assets accepted by Skew.
  • 100% or more coverage – You need to lock in enough value to fully cover the loan (usually at least 100% loan-to-value).
  • Held securely – Your collateral is held in custody by a trusted third-party partner. It stays in your name and is never sold unless you fail to meet the loan terms.

You can monitor your collateral anytime in your dashboard. If its value changes or a payment is missed, steps may be taken to protect the lender.

Important:
Skew does not auto-liquidate collateral based on price drops alone. As long as your payments are current, your collateral is safe—even if the market moves.