A Skew membership gives you exclusive access to the Skew platform and its member-only benefits, including Member Lending opportunities, competitive crypto buy and sell services, and Bitrefill gift cards at 4% below face value.

Membership is activated once by locking SKW tokens for 6 months. There are no monthly fees and no subscriptions.

The higher your membership level, the more you can lend and the greater your member benefits.

With a subscription like Spotify or Netflix, money leaves your account every month and never comes back. With Skew, you make a one-time commitment. No monthly fee. No annual fee. Your tokens are free to be claimed back at the end of the 6-month lock period. The higher your membership, the more you can lend, with no recurring cost.

Your SKW tokens are locked for 6 months to activate your membership. Think of it like a security deposit on an apartment. The tokens remain yours throughout the lock period. Nothing is deducted and nothing is kept by Skew.

At the end of the 6 months, you can decide to unlock and claim all of your SKW tokens in full, losing access to platform services.

The CHF, EUR, or USD value of your tokens at that time will depend on the SKW market price, which may be higher, the same, or lower than when you originally locked them.

Start with how much you would like to lend and the membership level you want to activate.

For most members, VIP is the best place to start. By locking 1'000 CHF worth of SKW tokens for 6 months, you can have up to 10'000 CHF out on loan at the same time. Each lending opportunity shows its own fixed APR before you commit.

Your SKW tokens remain yours throughout the lock period and can be unlocked in full after 6 months. Any interest you earn through Member Lending is yours to keep.

Some members choose a membership level based on their lending goals, while others choose to secure membership access using SKW while the Early Adopter allocation remains available.

If you plan to lend larger amounts, higher membership levels provide higher lending limits and access to greater earning potential.

Yes. You can upgrade at any time by locking the additional SKW tokens required for a higher membership level.

Your new benefits become available immediately, you receive the full Welcome Bonus for the higher membership level, and your 6-month lock period resets from the date of the upgrade.

Your tokens are locked for the full 6-month period and cannot be unlocked early. All membership benefits remain fully active until the lock period ends. If you decide Skew is not for you, simply wait for the period to end, unlock your tokens, and close your membership cleanly.

You have three options.

1. You can keep your SKW tokens locked and continue your membership with no changes.
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2. You can upgrade to a higher membership level by locking additional SKW tokens. Your new benefits become available immediately, and you receive the full Welcome Bonus for the higher membership level.

3. You can unlock your SKW tokens and close your membership. All of your SKW tokens are returned to you in full, with nothing deducted.