Understanding APR and Interest Calculations

Last updated

September 2026

When you lend on Skew, you earn a fixed return called APR, which stands for Annual Percentage Rate.

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Here’s what it means:

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  • APR is your yearly earning rate: for example, if you lend 1'000 CHF at 12% APR for 12 months, you’ll earn 120.00 CHF.
  • Interest is paid daily: you don’t have to wait a full year. Interest is paid into your balance automatically every 24 hours.
  • Everything is shown upfront: before you lend, you’ll see exactly how much you could earn and when payments will be made.

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There are no surprise changes: once you agree to a loan, the rate stays fixed for the full term.

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Note: Some external costs may apply depending on how you move funds. Network fees (for crypto), bank fees, or card processor charges may be added by third parties. These are not controlled by Skew.

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